124 No. 15 of 2009] Information and Communication Technologies (d) electronic funds transfer information stored by a financial institution in a communications system used for the electronic storage and transfer of funds; " electronic communications apparatus " includes electronic communications network and any equipment or facility constructed or adapted for use as part of, or for the purpose of, an electronic communications service; electronic communications market " means an area of activity identified by the Authority, as constituting a single market within the information and communication technology sector: electronic communications network " means transmission systems and, where applicable, switching or routing equipment and other resources which permit the conveyance of signals by wire, radio, optical or other electro-magnetic means, including satellite networks, fixed, circuit and packet switch, internet, mobile terrestrial networks, electricity cable systems, to the extent that they are used for the purpose of transmitting signals, networks used for radio and television broadcasting and cable television networks, irrespective of the type of information conveyed; " electronic communications service " means a service provided by means of one or more electronic communications networks; " exempt service means a service for which there is no licencing or authorisation required to commence business; Fund " means the Universal Access and Service Fund established under section seventy; Fund Manager " means the person appointed to administer the Fund under subsection (1) of section seventy-one; " generating apparatus " means apparatus— generating or designed to generate; or liable to generate fortuitously; Hertizan waves of frequency or kind prescribed by regulation; "harmful interference" means radiation, conduction or any other electro-magnetic effect which prevents or impedes, or persistently or repeatedly interrupts, a radiocommunication service carried out in accordance with the provisions of this Act or of the Convention; and is not caused by the operation of a transmitting station in accordance with the provisions of this Act;